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| A BRIEF OVERVIEW ON LEGAL & FINANCIAL PLANNING |
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In the hustle and bustle of providing daily care, it is easy to forget or put off talking about the difficult decisions that lie ahead...costs of long-term care, difficult health care decisions, financial protection of those we leave behind, and so on.
More often, though, you'll just put it off....because you KNOW it'll be an emotionally wincing, uncomfortable, somber conversation.It's very important to get this done, and it shows respect to the care-recipient that you respect his or her wishes.
As a friend or family caregiver, you should encourage the person you care for to have the following legal documents complete and up-to-date: a Will, a Durable Power of Attorney, and Advance Directives. It is possible to prepare these documents without an attorney, but many people prefer legal help.
Advance Directives provide guidance to health care providers when the patient is unable to give consent. These Directives commonly include a Living Will, Durable Power of Attorney for Health Care, Code/No Code (Do Not Resuscitate or DNR), and Anatomical Gifts. Caregivers should know and respect the Advance Directives of the person they care for.
It is also helpful to discuss wishes about funeral arrangements and memorial services. The Office of the Attorney General has prepared a useful guide called Dealing with Death. Personally, I prefer Sports Illustrated. Admittedly, it's not a enjoyable read...but an important and necessary one.
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